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Underwood Insurance Services has become one of the largest insurance brokers arranging overseas property insurance since the establishment of its dedicated department in 2006.
Whether you need cover for an investment property, holiday home, mixture of both or even an overseas property main residence, Underwoods can assist you.
Overseas property insurance can be placed with UK based underwriters for properties in almost every part of the world including (not limited to).
Even when your property is unoccupied (including furniture) damage by Fire Lightning, Aircraft, Explosion, Earthquake, Storm, Escape of Water, Impact, Theft and Malicious Persons can still be insured. More importantly any policy we arrange will include cover for your Personal Liability of at least £2,000, 000, however in most instances this is £5,000,000.
Our professional staff will be able to advise you on the many issues faced when insuring your property and will highlight the drawbacks of relying on foreign locally based products.
Cover against damage to your building, outbuildings and fixture and fittings (including fitted kitchens and fitted air conditioning); arising from perils e.g. fire, lightening, explosion, earthquake, theft, storm, smoke, escape of water, riot & civil commotion, impact and accidental damage to fixed glass, sanitary fittings, underground pipes and cables
Cover for damage to furniture, furnishings, utensils and domestic appliances (not fitted), outdoor items (within the boundary of your property) belonging to you arising from perils such e.g. fire, lightening, explosion, earthquake, theft, storm, smoke, escape of water, riot & civil commotion, impact, freezer contents, replacement locks, alternative accommodation, loss of metered oil and water.
Including cover for compensation payable arising from injury to third parties including domestic employees, whilst visiting or occupying your property
Loss of rent included if your property becomes uninhabitable due to an insurance peril
Subsidence, heave and landslip cover is included for France, Portugal, Spain, UK and Ireland
Accidental damage cover to buildings and contents can be included when a property is to be used by the insured (albeit occasionally) and tenanted on a short term basis as a holiday let
Accidental damage and personal effects away from the property is available when the overseas property is a your main residence
*These benefits are subject to terms and limitations of each policy. Not all benefits are available on all policies. Please contact Underwood Insurance Services Ltd to discuss further.