Shop Insurance

Shop Insurance

Underwood Shop Insurance can cover your contents, seasonal increases, inflation protection, loss of licence, business interruption, legal assistance, public, product & employers’ liabilities.

Underwood Insurance Shop Packages also offers a range of optional extras to suit the needs of your business.

Underwood Insurance Shop Packages are tailored to your needs so contact Underwood Insurance Services Ltd to discuss your shop insurance package.

The following sections are available*

Key Features

  • Contents

    Covers your office contents against loss or damage

  • Seasonal Increases

    An increase to the sum insured for stock to cover busy seasonal periods such as Christmas & Easter

  • Inflation Protection

    Cover providing an automatic increase to your sums insured inline with inflation

  • Loss of Licence

    Protects you against depreciation in the value of the licensed premises due to the licence being forfeited, revoked, suspended or refused renewal

  • Public Liability

    Covers your legal liability in the event of accidental damage or accidental injury to a Third Party or their property

  • Employers Liability

    Covers your legal liability for injury occurring to your Employees whilst at work

  • Buildings

    Covers your building for accidental damage

  • Theft by Employee

    Protects your business in the event of theft by an employee

  • Tenants Improvements

    Covers damage if damage caused to any improvements tenants make.

Optional Extras

  • Business Interruption

    Covers the loss of profits from your business arising from insured events such as a fire

  • Legal Assistance

    Covers solicitors fees and expenses. It also covers the cost of barristers and witnesses, court costs, and opponents' costs if awarded against you

  • Subsidence

    Protecting your building against loss or damage through or in consequence of subsidence

  • Terrorism

    Protecting your business against loss or damage through or in consequence of terrorism

  • Computer Breakdown

    Covers breakdown and failure of computer equipment or loss/damage to computer records

  • "All Risks" on specified items

    Cover for specified items for loss or damage away from your business premises

*These benefits are subject to terms and limitations of each policy. Not all benefits are available on all policies.

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