Business Buildings & Contents Insurance

Business buildings and contents insurance from Underwood Insurance Services Ltd gives you the cover you need for your commercial property.

Whether you let a single office or manage a portfolio of commercial properties, you could be at risk of fire, theft, malicious damage and public liabilities.

Underwood Insurance Services Ltd’s business buildings and contents insurance, covers you against these risks as standard, and enables you to adapt the cover to suit your business needs by adding optional extras for complete protection.

The following sections are available*

Key Features

  • Buildings

    Cover against damage to your building including, shop fronts, fixed glass and landlord's fittings, arising from perils such as fire, flood and theft.

  • Public Liability

    Cover for compensation payable arising from injury to third parties or damage to their property caused by you in the course of your business and for which you are held legally liable. You can increase the limit of cover if required.

Optional Extras

  • Contents

    Cover for fixtures and fittings, furniture, furnishings, utensils and domestic appliances belonging to you arising from perils such as fire, flood and theft.

  • Rent Receivable

    Cover against loss of rental income caused by damage to your property, plus reasonable additional expenses to mitigate the effects of the damage you suffered. Cover includes provision of alternative accommodation.

  • Employers & Liability

    Cover against compensation claims by your employees injured in the course of employment by you where you are held legally liable, as well as expenses and legal costs arising from such an injury.

  • Personal Accident

    Benefits are payable in the event of the death or temporary or permanent disablement of specified employees arising from an accident.

  • Equipment Breakdown

    Cover against direct physical damage to equipment resulting from breakdown, building collapse or events such as boiler explosions.

  • Accidental Damage

    Cover against accidental damage to contents

*These benefits are subject to terms and limitations of each policy. Not all benefits are available on all policies.

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