Property Insurance

All owners of property or those responsible for damage to property they occupy should consider comprehensive insurance to protect the asset. Underwood Insurance Services can provide you with professional advice in selecting and arranging the most appropriate policy.

Underwoods will discuss with you the alternative covers available for example ’limited perils’ including Fire Lightning Aircraft Explosion Storm Escape of Water Impact or the wider insurance described as ‘Accidental Damage’.

Advice will be given on the sums insured you should select for your buildings/contents, plant/machinery and stock.

It is also very important to ensure your property is fully insured as under insurance can lead to a reduction in claims payments.

Underwoods has experience in arranging insurance for all types and sizes of property and can offer beneficial ideas for clients with multi locations.

Landlords Insurance If you are a landlord Underwoods will advise you not only on how to fully insure your buildings and the Loss of Rent (over a 12 to 36 month period) following a property damage claim but also your liability as a property owner. Further, if you have a portfolio of properties Underwoods can offer beneficial ideas to maximise your investments.

Shop InsuranceFor Shops, Offices & Surgeries and the like most insurers now have ‘Package’ policies providing virtually all covers required including Buildings and Contents, Business Interruption, Employers’ and Public/Products Liabilities and Loss of Money

The premiums are usually calculated using the sums insured on buildings and contents and can prove very cost effective.

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