Motor Trade Insurance

Motor Trade Insurance

Motor Trade Insurance Packages allows you select the specific cover that you require to protect your business.

Underwood Insurance Motor Trade combined policy allows you to select the specific cover that you require. It is flexible enough to meet the demands of most Motor Trade operators. Due to the nature of Motor Trade Insurance, please contact Underwood Insurance Services Ltd to discuss your individual business requirements.

The Following sections are available*

Key Features

  • Road Risks

    Cover for motor vehicles whilst being used on public road. A legal requirement under the Road Traffic Acts

  • Material Damage

    "All Risks" cover to protect your buildings, contents, stock and vehicles

  • Public Liability

    Covers your legal liability in the event of accidental damage or accidental injury to a Third Party or their property

  • Employers Liability

    Covers your legal liability for damages arising from injury or illness to your employees whilst working for you

  • Selected All Risks

    Cover to protect specified items situated within the UK

  • Computer Insurance

    Cover for loss or damage to computer equipment

  • Deterioration of Stock

    Cover for stock being made unusable as a result of unforeseen deterioration

Optional Extras

  • Business Interruption

    Covers the loss of profits from your business, arising for insured events such as fire

  • Goods in Transit - Own Goods

    Cover in respect of loss or damage to property whilst in transit in your own vehicles

  • Engineering Inspection

    Cover Inspection of plant where required by law

  • Theft by Employees

    Cover against loss of money or property due to employee dishonesty or acts of fraud

  • Commercial Legal Expenses

    To cover solicitors fees and legal expenses. It also covers the cost of barristers and witnesses, court costs and opponents' costs if awarded against you

  • Group Personal Accident

    Cover for you and your employees for bodily injury or an inability due to sickness to carry out normal working activities

  • Defective Workmanship

    Cover if you make a repair which results in an accident and someone claims against you.

*Certain exclusions apply. Not all Benefits apply to all Policies. Please contact Underwood Insurance Services Ltd to discuss further.

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